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Rollie – Spending Tracker(rollie.co)

over 4 years ago from Jonah Grindler, Digital Designer

  • Bart S, over 4 years ago

    As far as I know there's barely any banks in Europe that have public API's that give this data or are willing to work together with external companies. I think there's some in Germany and I believe in France aswel, but in general a lot of banks over here are really hesitant.

    2 points
    • Mauricio Paim, over 4 years ago

      Didn't know that, good to know. I do use Transferwise(UK) and N26(DE) that does feel a lot more flexible and modern.

      However looking at producthunt today, I found this: https://bankin.com/en/home.html

      Which is already interesting. :)

      0 points
    • Jesse C.Jesse C., over 4 years ago

      I'm not sure about the rest of Europe, but the UK is doing pretty well in that area—there's a whole new open banking initiative that the big banks (like Lloyds) are in on.

      0 points
      • Mauricio Paim, over 4 years ago

        Can you tell me which one you use and why? Just for curiosity reasons. Myself use Transferwise for transfering money from Brazil to Belgium and across europe. I have N26, but don't use anymore as often

        1 point
        • Jesse C.Jesse C., over 4 years ago

          I have accounts/cards with TransferWise, N26, Monzo, Starling, and Revolut. I just like betas.

          1 point
          • Mauricio Paim, over 4 years ago

            hahahah sounds like you have a big wallet too. Cool man, same here, gotta love betas :)

            Now, last question: from the ones you mentioned, which one you like more and why? My personal choice is Transferwise, as it is all-in-one and works good for what I need(transfer money between 3 different continents, between my own accounts.)

            0 points
    • Mike A.Mike A., over 4 years ago

      What? EU is far more than US in this. There's even a EU-wide directive for this: https://en.wikipedia.org/wiki/Payment_Services_Directive - tl;dr: European banks are required to open their APIs and provide their clients access to their data so you'll be able to use any open-baking app out there...

      0 points
      • Bart S, over 4 years ago

        PSD2 is far from what everyone seems to think it is. As of yet. Maybe it will make sure spending trackers and open banking apps will be more useful in the future though. I can't name a single app that allows me to connect to my bank similar to Rollie (in The Netherlands) and I work in fintech. The only bank that differs from this is Bunq but afaik even they don't have a API that's able to fetch all your spendings from your account. Some banks have their own stuff such as 'Grip' which is backed by ABN Amro but that's not a standalone app.

        0 points